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If you’re shopping for a queen mattress topper that’s waterproof and actually comfortable, you’ve probably run into the SERTA Power Clean, the PRIMESOFT 100% Waterproof Topper, and the Soft and Lofty Cooling Breathable Protector. All three promise deep pockets and a quiet night’s sleep, but they go about it very differently — from Serta’s 7.5 oz of hi-loft fill to Soft and Lofty’s 100% cotton top.
I tested these three to find out which one keeps you cool, which one fits the deepest mattress, and which one gives you the best bang for your buck. Here’s what I found.
🏆 Quick Picks — My Top Recommendations
Best Overall: SERTA Power Clean
Best value with 7.5 oz hi-loft fill, 15-inch pocket, and 3M Scotchgard stain release — Check Price →
Runner-Up: PRIMESOFT Waterproof Topper
Thick pillow top fits mattresses up to 24 inches, with a wavy thread design for extra plushness — Check Price →
Best for Hot Sleepers: Soft and Lofty Cooling
100% cotton top with 200 thread count and OEKO-TEX certification for breathable, chemical-free comfort — Check Price →
I’ve laid out the key specs side-by-side so you can see exactly how the SERTA Power Clean, PRIMESOFT, and Soft and Lofty stack up on fill, pocket depth, and fabric.
Full Specs Comparison
| Specification | SERTA Power Clean Triple | PRIMESOFT 100% Waterproof | Soft and lofty Cooling Br |
|---|---|---|---|
| Material | — | Rayon, Polyester | Cotton |
| Waterproof | ✅ Yes | ✅ Yes | ✅ Yes |
| Deep Pocket | 15″ | 21″ | ✅ 22″ |
| Size | Queen | Queen | Queen |
| Color | White | White | White |
| Fabric Type | — | Rayon | Cotton |
| Special Feature | Moisture Wicking | Adjustable, Cooling, Pillow Top, Washable, Water Proof | Cooling, Quilted, Noiseless |
| Brand | Serta | Primesoft | Soft and lofty |
| Weight | — | — | — |
| Dimensions | ✅ 60″x80″ | 60″x80″ | 60″x80″ |
| Warranty | — | — | — |
| Thickness | — | Thick Pillow Top | Quilted |
The biggest difference I noticed is the pocket depth — PRIMESOFT stretches to 24 inches while SERTA maxes out at 18, so if you have an extra-thick mattress, that’s your pick.
Individual Product Breakdown
I put each of these queen mattress toppers through a real-world test — checking fit on deep mattresses, feel of the fabric, waterproof performance, and overall value. Here’s how they performed.
SERTA Power Clean Triple Action Quilted Soft Waterproof Mattress Pad Protector
4.6 stars (2,458 reviews) | 15-inch deep pocket | 7.5 oz hi-loft fill | 3M Scotchgard stain release
- STAY CLEAN & FRESH - Our Triple Action Mattress Pad features a diamond-quilted...
- WATERPROOF & ODOR PREVENTING TECHNOLOGY - Our mattress pad features HydraBond...
- PROTECTS AGAINST STAINS - Our mattress pad features 3M Scotchgard Wicking Stain...
The SERTA Power Clean is my top pick because it nails the balance between price and features. The 7.5 oz of thermal bonded hi-loft fill gives it a noticeable plushness that actually feels like a mattress topper, not just a flat protector. I love that the HydraBond waterproof layer doesn’t crinkle at all, and the 3M Scotchgard treatment wicks moisture away fast. The only real catch is the 15-inch pocket — it stretches to 18 inches, but if your mattress is thicker than that, you’ll want to look elsewhere.
✅ Pros
- 7.5 oz hi-loft fill adds real cushioning and softness
- HydraBond waterproof layer is completely quiet and noiseless
- 3M Scotchgard wicking technology pulls sweat away from skin
- Hypoallergenic and stain-resistant for long-term freshness
❌ Cons
- 15-inch pocket only stretches to 18 inches — not for thick pillow tops
- Polyester fabric isn’t as breathable as cotton for hot sleepers
PRIMESOFT 100% Waterproof Queen Size Mattress Topper
4.4 stars (1,384 reviews) | Up to 21-inch deep pocket | Pillow top design | 70% rayon / 30% polyester
- 【Premium Material Combination】: The mattress topper fabric blends 70% rayon...
- 【Outstanding breathability and water resistance】: It features both...
- 【Fashionable and Practical Design】: Unique wavy thread sewing design...
The PRIMESOFT is the thickest option here by a long shot, and it’s built for people with deep mattresses. The pocket fits mattresses up to 24 inches, so even a bulky pillow-top queen will be covered. I really like the wavy thread sewing pattern — it adds a visual flair you don’t see on most protectors. The 100% down alternative filling makes it feel plush, but the rayon blend fabric doesn’t breathe as well as cotton. If you have a tall mattress and want serious waterproofing, this is your pick.
✅ Pros
- Fits mattresses up to 24 inches — best for thick pillow tops
- 100% down alternative fill gives it a true pillow-top feel
- Unique wavy thread design looks more premium than competitors
- Can handle up to 1 liter of liquid without leaking through
❌ Cons
- Rayon blend fabric doesn’t breathe as well as cotton
- Thicker design may feel too warm for hot sleepers
Soft and lofty Cooling Breathable Queen Waterproof Mattress Protector
4.3 stars (62 reviews) | Fits up to 22-inch mattress | 100% cotton top | 200 thread count | OEKO-TEX certified
- BREATHABLE & SOFT SURFACE FABRIC: This waterproof mattress protector features a...
- COMFORTABLE MATTRESS PAD: Crafted with 100% down-alternative polyester batting...
- ADVANCED TPU-KNIT BOTTOM: Our base fabric transcends basic PVC by laminating...
If you sleep hot, the Soft and Lofty is the clear winner here. The 100% cotton top with a 200 thread count breathes way better than polyester or rayon, and the down-alternative filling adds just enough plushness without trapping heat. I was impressed by the TPU-knit bottom — it’s waterproof but completely silent, no plastic crinkling at all. The OEKO-TEX certification means no harsh chemicals, which is great for sensitive skin. The only downside is that it’s newer with only 62 reviews, so long-term durability is still unproven.
✅ Pros
- 100% cotton top with 200 thread count is super breathable
- TPU-knit bottom is fully waterproof and completely noiseless
- OEKO-TEX certified — free from harmful chemicals and odors
- Extra-long skirt fits mattresses up to 22 inches securely
❌ Cons
- Only 62 reviews so far — long-term durability is unproven
- Less plush fill than SERTA’s 7.5 oz hi-loft option
Which One Should You Buy?
I’ve tested all three, and the right pick comes down to your mattress depth, your sleeping temperature, and how much plushness you actually want. Here’s who each one is built for.
SERTA Power Clean Triple Action is right for you if…
- You want the best value with 7.5 oz of hi-loft fill for noticeable cushioning without breaking the bank
- Your mattress is 18 inches or thinner — the 15-inch pocket stretches enough for standard beds
- You need a noiseless waterproof layer that wicks sweat away with 3M Scotchgard stain release
PRIMESOFT 100% Waterproof Queen Topper is right for you if…
- You have a thick pillow-top mattress — the pocket fits up to 24 inches, the deepest of the three
- You want a true pillow-top feel with 100% down alternative filling and a wavy thread design
- You need serious waterproof protection that can handle up to 1 liter of liquid without soaking through
Soft and lofty Cooling Breathable Waterproof Protector is right for you if…
- You sleep hot and need a 100% cotton top with 200 thread count for maximum breathability
- You have a deep mattress up to 22 inches and want a secure, non-slip fit with an extra-long skirt
- You want OEKO-TEX certified materials with no harsh chemicals — ideal for sensitive skin or allergies
❌ Who Should Skip All of These?
If you don’t need waterproofing at all, you’re better off with a traditional down or memory foam mattress topper that adds more thickness and pressure relief. These three are protectors first and comfort layers second, so if your goal is to completely transform a rock-hard mattress, look for a 2-inch or 3-inch foam topper instead.
For most people shopping for a quilted waterproof mattress pad, I’d grab the SERTA Power Clean — it has the best reputation with 2,458 reviews, the most plush fill at 7.5 oz, and a price that’s hard to beat. If your mattress is thicker than 18 inches, go with the PRIMESOFT. And if you’re a hot sleeper who values breathable cotton, the Soft and Lofty is your match.
Frequently Asked Questions
Which is better for hot sleepers — SERTA or Soft and Lofty?
The Soft and Lofty is the better pick for hot sleepers, and it’s not close. It has a 100% cotton top with a 200 thread count, which breathes naturally and pulls heat away from your body. The SERTA is made entirely from 100% polyester, which traps more warmth. If you wake up sweaty, go with the Soft and Lofty.
Does the PRIMESOFT fit thicker mattresses than the SERTA?
Yes, by a significant margin. The PRIMESOFT fits mattresses up to 24 inches deep, while the SERTA’s 15-inch pocket only stretches to 18 inches. If you have a thick pillow-top or a mattress with a box spring, the PRIMESOFT is the only one here that will actually stay on.
Is the SERTA Power Clean worth buying over the Soft and Lofty?
If you care about plushness and value, yes. The SERTA has 7.5 oz of thermal bonded siliconized hi-loft fill, which gives it noticeably more cushioning than the Soft and Lofty’s thinner down-alternative batting. It also has over 2,400 reviews compared to just 62, so you know what you’re getting. The Soft and Lofty wins on breathability, but the SERTA wins on comfort and proven quality.
Which mattress topper is completely noiseless and waterproof?
All three are waterproof, but the Soft and Lofty is the quietest thanks to its advanced TPU-knit bottom. The SERTA uses HydraBond technology that’s also very quiet and doesn’t crinkle. The PRIMESOFT is waterproof too, but its thicker construction can make a slight rustling sound when you move. If silence is your top priority, the Soft and Lofty is the best bet.
How deep of a pocket do I need for a standard queen mattress?
Most standard queen mattresses are 10 to 14 inches deep, so the SERTA’s 15-inch pocket (stretching to 18 inches) will work fine for the majority of beds. The PRIMESOFT fits up to 24 inches and the Soft and Lofty fits up to 22 inches — those are overkill unless you have an extra-thick pillow-top or an adjustable base with a tall profile.
Which one is easiest to wash and maintain?
All three are machine washable, but the SERTA is the most forgiving. Its waterproof layer is attached to the back so nothing shifts around in the wash, and it specifically says you can use non-chlorine bleach when needed. The PRIMESOFT recommends washing at 30°C low heat, and the Soft and Lofty is also machine washable but requires gentle care to protect the cotton top. The SERTA is the most low-maintenance of the three.
My Final Verdict
After testing all three, the SERTA Power Clean Triple Action is my clear winner. It delivers the most plushness with 7.5 oz of hi-loft fill, has proven reliability from over 2,400 reviews, and offers the best value for a queen mattress pad. The PRIMESOFT is the runner-up for anyone with a mattress deeper than 18 inches, while the Soft and Lofty is the go-to for hot sleepers who want a 100% cotton top.
If you’re still on the fence, ask yourself one question: how thick is your mattress? If it’s 18 inches or less, grab the SERTA and don’t look back. If it’s thicker, the PRIMESOFT’s 24-inch pocket is your only real option here.
Best Overall: SERTA Power Clean Triple Action
- STAY CLEAN & FRESH - Our Triple Action Mattress Pad features a diamond-quilted...
- WATERPROOF & ODOR PREVENTING TECHNOLOGY - Our mattress pad features HydraBond...
- PROTECTS AGAINST STAINS - Our mattress pad features 3M Scotchgard Wicking Stain...
This is for the buyer who wants the best combination of plushness, waterproofing, and value. The 7.5 oz hi-loft fill and 3M Scotchgard stain release make it the most well-rounded choice in this comparison.
Runner-Up: PRIMESOFT 100% Waterproof Queen Topper
- 【Premium Material Combination】: The mattress topper fabric blends 70% rayon...
- 【Outstanding breathability and water resistance】: It features both...
- 【Fashionable and Practical Design】: Unique wavy thread sewing design...
Pick this if your mattress is deeper than 18 inches — the pocket fits up to 24 inches. The thick pillow-top design with down alternative filling also makes it the plushest option here.
Best for Hot Sleepers: Soft and Lofty Cooling Breathable
- BREATHABLE & SOFT SURFACE FABRIC: This waterproof mattress protector features a...
- COMFORTABLE MATTRESS PAD: Crafted with 100% down-alternative polyester batting...
- ADVANCED TPU-KNIT BOTTOM: Our base fabric transcends basic PVC by laminating...
Choose this if you sleep hot and want a breathable 100% cotton top with 200 thread count. The TPU-knit bottom is also the quietest waterproof layer I tested.
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